Maximize every reward. Sharpen every return.
Upload your card, bank and brokerage statements and FinancialVault.me gives you specific advice: which card to put this purchase on, which spending to move where, and what to change in your portfolio. Every number is reconciled to the cent, and every account runs on its own private server.
$49
Per month, after the free one
160
Card reward programs
1,000+
Banks and brokerages supported
8,000+
US and HK public stocks, researchable
01
Drop in a statement
Credit card, bank, brokerage, retirement or crypto exchange — a PDF is enough. The card is identified automatically and its rewards program loads instantly. Nothing is imported unless the arithmetic closes to the cent against the printed balances.
02
Ask which card to use
One sentence in, an answer out — computed from your own cards' earn rates, credits, caps and merchant multipliers, and honest about the card you don't own that would have beaten all of them.
03
See your spending profile
Eight habits — travel, dining, groceries, shopping, getting around, subscriptions, household, international — scored over the period your statements actually cover, with the moves worth making quantified net of foreign-transaction fees.
04
Read your portfolio back
Allocation by asset class across every account you upload, with concentration, cash-drag and fee findings, a written review, and action items you can act on rather than admire.
05
Research any stock, deeply
A sourced equity brief built from the latest official filing, the news since it, and today's price — then an analyst chat that has read the whole report and will argue the case with you.
A private computer, and it is yours alone.
Every subscription gets its own server. Your statements, balances and positions are stored there and nowhere else — never in a shared database, never pooled with anyone else's records. When a document needs a model to read it, the text is sent to the cloud anonymously, with nothing attached that identifies you, and the structured result comes straight back to your machine.
- One tenant per server.
- Documents processed anonymously.
- Money math is code, not AI.
$49
Per month, per household. The first month is free — upload one statement and decide from what it finds.
| Your own private server | Included |
| Unlimited statement uploads | Included |
| Card, spending and portfolio advisors | Included |
| Equity research and analyst chat | Included |
| English, 简体中文, 繁體中文 | Included |
| Bank connection via SimpleFIN Bridge | Optional |